2025 SWP Picks: 5 mutual funds that could power your systematic withdrawal plan — steady income growth potential. #swp #SIP #sanjaykathuria | Finance by Sanjay

Is SWP Really Safe for Retirement Planning? Let’s Clear the Confusion! Most people think mutual funds = equity = market risk. But that’s NOT true. Mutual funds come in many categories like Debt, Liquid, Conservative Hybrid, Hybrid, ELSS and more. Not everything is market-linked. Using the right mix, like an 80:20 Debt–Equity strategy (Enrichwise PensionMax Strategy), you can create an SWP that is: 1. Safe 2. Beats inflation 3. Tax-efficient 4. Liquid 5. More efficient than FD or traditional pens